I absolutely agree, Jarkko. While the separation and distinction may be useful when discussing economics or talking technical, I think that using those terms as freely as they are used is a form of subtle racism. Like you said, we need to be thinking “us”, not “them”.
We’re all in this together and if we want to help others we need to see our involvement in their life. We can choose to think only about ourselves and what we want, or we can choose to take actions that are beneficial to the lives of others. The latter is the only way the world as a whole will find peace and happiness.